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Half Moon Bay's Typlical Home Was Built in 1980 — When Did Your Furnace Last Get Checked?

More than half the homes in this parcel record were built before 1980. That means a lot of heating systems have some years on them — and October is a reasonable time to find out what shape they're in before you actually need them.
Tim McMullen · DRE #02016832
October 3, 2026 · 4 min read
Close-up of a modern digital thermostat mounted on a wall, displaying temperature settings in Celsius.
Digital thermostat mounted on a wall displaying temperature settings. Photo: Erik Mclean / Pexels

Why this matters in Half Moon Bay

Of the 5,102 parcels in this market's record with a known build year, 2,546 were built before 1980. The median year built across the whole record is 1980. That is not ancient, but it is old enough that original furnaces have long since been replaced and their replacements may themselves be aging. Add the coast's persistent dampness and the way Half Moon Bay winters arrive gradually rather than dramatically, and it is easy to let heating maintenance slide until the first genuinely cold night — which is exactly the wrong time to find out your system has a problem.

Half Moon Bay's homes, from the record

BuiltHomes
before 1940253
1940-1959347
1960-19791,946
1980-19991,855
2000 or later701
Single-family homes4,280
Median lot6,710 sq ft
On an acre or more61
Median size1,970 sq ft

5,102 of 5,942 parcels in this market's record have a known build year.

What a service visit actually covers

A licensed HVAC technician running an annual tune-up on a forced-air furnace will typically do a few things:

For a heat pump, the checklist shifts. The technician will check refrigerant charge, inspect the coils (both indoor and outdoor), test the reversing valve, verify defrost operation, and look at the electrical connections and capacitors. Heat pumps have fewer combustion-related risks but they do have refrigerant systems that degrade quietly.

Close-up of an industrial HVAC unit outdoors, showcasing its metal texture.
Outdoor heat-pump unit showing metal housing and components. Photo: Jay Brand / Pexels

What a service visit does not cover: it is not a duct inspection, not an air-quality test, and not a carbon monoxide survey of the whole house. Those are separate scopes of work, often done by different people.

Filters: the part owners control themselves

The technician will note the filter, but changing it is something you handle on your own schedule. In Half Moon Bay's climate — relatively mild, often damp, sometimes dusty from the coastal scrub — filters in systems that run year-round (heat pumps especially) load up faster than owners expect. A clogged filter restricts airflow, which makes any system work harder and, on a heat pump, can cause the unit to trip on a high-pressure fault before you know anything is wrong.

Check the filter before the technician arrives so you know what you're looking at. Replace it if it's gray and matted. Note the size printed on the frame so you can keep spares on hand.

Close-up view of a ceiling-mounted fire alarm system ensuring safety in a building.
Ceiling-mounted carbon monoxide and fire alarm detector. Photo: Caleb Oquendo / Pexels

The carbon monoxide question

Carbon monoxide is produced by incomplete combustion in gas appliances — furnaces, water heaters, ranges and fireplaces. A cracked heat exchanger is the furnace-specific concern, but CO can also enter a home through back-drafting on a water heater flue or a blocked fireplace chimney.

California state law requires CO alarms in most residential dwellings. The specifics of what is required and where alarms must be placed are a matter for the California State Building Code and, for any permitted work, the City of Half Moon Bay's building department. If you are unsure whether your home's alarms meet current requirements, the building department is the right place to ask — not a technician, and not this article.

What is not in dispute: CO alarms have a service life. Most manufacturers rate them at five to seven years. If yours are older than that, check the manufacturer's date on the back and replace them if warranted. A functioning alarm is a separate layer of protection from a well-maintained furnace; you want both.

Scheduling in October specifically

HVAC companies in the Bay Area get busy once night temperatures drop and calls start coming in. Scheduling in October — before the first cold snap triggers everyone else to call — generally means more flexibility on appointment times and less pressure on the technician to rush. It also means that if the service visit turns up a part that needs replacing, there is time to order it without leaving you without heat.

Air conditioner unit mounted outdoors on a building wall, showcasing modern HVAC technology.
Wall-mounted outdoor HVAC unit on a building exterior. Photo: FOX ^.ᆽ.^= ∫ / Pexels

For homes in this market with original or early-replacement ductwork — common in houses from the 1960s and 1970s — it is worth asking the technician to note any obvious duct deterioration while they are in the attic or crawlspace. That is observational, not a formal duct test, but it can tell you whether a separate inspection is worth scheduling.

Where to check


Tim McMullen · CA DRE #02016832
[email protected] · (415) 691-9272

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