655 Potter Avenue asks more than any Half Moon Bay sale in two years
655 Potter Avenue, Half Moon Bay — Listed at $4,200,000
The only peer sale within the last 12 months that comes close to this ask is 201 Miramontes Avenue, a 5-bedroom, 3,244-square-foot home that recorded at $3,695,000 in July 2026 — and that sale sat $505,000 below what 655 Potter Avenue is asking today. Among the six comparable single-family sales tracked within a half-mile over the past year, the median recorded price was $1,928,500. This listing asks more than twice that.
| Address | 655 Potter Avenue, Half Moon Bay |
|---|---|
| MLS | ML82063606 |
| List price | $4,200,000 |
| Beds / Baths | 5 / 5 |
| Size | 3,235 sq ft |
| Lot | 7,500 sq ft |
| Year built | 2025 |
| Price per sq ft | $1,298 |
| Status | Active (listed 2026-10-06) |
How it compares with homes like it
The peer rule here: same type (single-family homes), within one bedroom of five, size within 25% of 3,235 square feet, sold within the last 12 months, nearest radius with at least four sales — six sales found within 0.5 miles.
The six peer sales range from $1,740,000 to $3,695,000, with a median of $1,928,500 and a median price per square foot of $745. At $1,298 per square foot, 655 Potter Avenue's ask is $159 above the highest per-square-foot figure recorded among those six sales — that ceiling was set by 201 Miramontes Avenue at $1,139 per square foot.
201 Miramontes Avenue is the most instructive peer: 5 bedrooms, 3,244 square feet — essentially the same footprint — on a 7,500-square-foot lot, recorded in July 2026 at $3,695,000. Potter Avenue asks $505,000 more for one additional bath and a newer build year of 2025 versus that sale's construction date (not recorded in the data).
Among the 16 active comparable single-family listings tracked now, 655 Potter Avenue ranks last by asking price. The next-closest ask in that group is $2,599,000 at 620 Miramar Drive. The median ask across those 16 listings is $2,612,000 — $1,588,000 below this listing's price. The median ask per square foot among active peers is $844, against $1,298 here.
Comparable sales
Six single-family sales, within one bedroom of five, size within 25% of 3,235 sq ft, within 0.5 miles, last 12 months. Dates are estimated by month.
| Address | Recorded | Price | Sq ft | $/sq ft | Distance |
|---|---|---|---|---|---|
| 201 Miramontes Ave | July 2026 | $3,695,000 | 3,244 | $1,139 | 0.20 mi |
| 224 Kelly Ave | February 2026 | $2,600,000 | 2,920 | $890 | 0.22 mi |
| 336 Miramontes Ave | February 2026 | $1,930,000 | 2,580 | $748 | 0.16 mi |
| 316 Valdez Ave | January 2026 | $1,927,000 | 2,600 | $741 | 0.03 mi |
| 579 Filbert St | May 2026 | $1,830,000 | 3,670 | $499 | 0.44 mi |
| 323 Garcia Ave | October 2025 | $1,740,000 | 2,740 | $635 | 0.05 mi |
Five of the six sales clustered between $1,740,000 and $1,930,000. Only 201 Miramontes Avenue broke significantly higher, and even that sale falls well short of the current ask.
Single-family homes across Half Moon Bay
There are 32 single-family homes actively listed in Half Moon Bay now. Over the last 180 days, 34 single-family homes sold at a median price of $1,822,500 and a median of $909 per square foot. The current median asking price across active single-family listings is $2,346,500. Within the 2,588–3,882 square foot size band — where 655 Potter Avenue sits — five sales over the same period recorded a median of $2,400,000 at $886 per square foot.
How the Half Moon Bay market is doing
Across all property types, 19 sales closed in Half Moon Bay over the last 180 days, ranging from $853,000 to $3,935,000, with a median of $1,700,000 at $857 per square foot. The median home size in that set was 2,061 square feet. No comparable data exists for the same 180-day window a year earlier. The recorded high over the last 24 months is $3,935,000. At $4,200,000, 655 Potter Avenue's list price exceeds every recorded sale in the city over that span.
What it would cost a month
At the list price of $4,200,000, using the national 30-year average mortgage rate of 7.28% as of the week of October 1, 2026 (Freddie Mac Primary Mortgage Market Survey), the principal and interest payment would be:
Principal and interest only, on the 7.28% average 30-year rate published 2026-10-01 (Freddie Mac). Property taxes, insurance and any homeowners' dues are on top, and your own rate will depend on your lender, credit and deposit.
This figure covers principal and interest only and does not account for taxes, insurance, or any other costs.
Two you could write an offer on today
These homes are not listed for sale. Every home in this market has a page on this site, and an owner does not need to have a listing active to receive a written offer — the agent takes the offer to the owner, and neither side is committed to anything until terms are agreed in a signed contract. Read how an offer works.
- 662 Potter Ave — 4 beds, 3.5 baths, 2,962 sq ft, built 2004, last recorded sale $1,379,000 in March 2015, 0.03 miles away.
- 311 Garcia Ave — 4 beds, 2.5 baths, 2,810 sq ft, built 1988, last recorded sale $2,184,500 in January 2023, 0.03 miles away.
Tim McMullen · CA DRE #02016832
[email protected] · (415) 691-9272
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